'Marry the House, Date the Rate' Backfires for Stuck Homeowners

Posted on 11/10/2026
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“Marry the house, date the rate.” The idea, boosted by Realtors, mortgage bankers and influencers as interest rates started rising in 2022, was that buyers shouldn’t worry too much about loan costs. Focus instead on getting the house you want, then refinance when rates inevitably came down. Michelle Amponsah reports.

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